 |
Annual Percentage Yields are Offered on Accounts Opened 2/12/09 until further notice
| Deposit Type |
Term |
Minimum Balance to Open1 |
Interest Rate |
APY |
Certificate of Deposit
(Regular and IRA) |
12 Months |
$1,000 |
2.23% |
2.25% |
| |
18 Months |
$1,000 |
2.38% |
2.40% |
| |
24 Months2 |
$1,000 |
2.48% |
2.50% |
| |
36 Months2 |
$1,000 |
2.97% |
3.00% |
| |
60 Months |
$1,000 |
3.26% |
3.30% |
Certificate of Deposit
(Non-IRA) |
91 Days |
$2,500 |
1.49% |
1.50% |
| |
182 Days |
$2,500 |
1.79% |
1.80% |
| IRA Passbook |
– |
$100 |
.30%3 |
.30%3 |
1And Minimum Balance to Obtain APY. 2Medical Certificate available, minimum deposit required to open is $500. 3Interest Rate is variable.
Annual Percentage Yields are Offered on Accounts Opened 01/22/09 until further notice
| Investment Type |
Min.Balance to Open |
Min. Balance for APY |
Rate |
APY |
| Personal Accounts |
| N.O.W. Accounts |
$600.00 |
$600.00 |
0.20% |
0.20% |
| FunTimer Checking* |
$100.00 |
$0.00 |
0.20% |
0.20% |
| Home First Checking* |
$100.00 |
$0.00 |
0.20% |
0.20% |
| Savings Account |
$100.00 |
$100.00 |
0.30% |
0.30% |
| Passbook IRA |
$100.00 |
$100.00 |
0.30% |
0.30% |
| Minor Savings |
$1.00 |
$0.00 |
0.40% |
0.40% |
| Money Market Account |
$1,000.00 |
$1,000.00 |
.59% |
.60% |
| Premium MMA |
|
$10,000.00 Min to Open |
|
Tier 1 |
$0.00-$9,999.99 |
1.24% |
1.25% |
|
Tier 2 |
$10,000.00-$49,999.99 |
1.74% |
1.75% |
|
Tier 3 |
$50,000.00 & Up |
1.98% |
2.00% |
*FunTimer Checking requires a balance of $5,000 in savings or CD or combination to earn stated interest rate. Home First Checking requires a First United Bank mortgage to earn stated interest rate.
Annual Percentage Yields are Offered on Accounts Opened 1/22/09 until further notice
| Investment Type |
Min. Balance to Open |
Min. Balance for APY |
Rate |
APY |
| Business Accounts |
| N.O.W. Account |
$1,500.00 |
$1,500.00 |
0.20% |
0.20% |
| Savings Account |
$100.00 |
$100.00 |
0.30% |
0.30% |
| Money Market Account |
$5,000.00 |
$5,000.00 |
0.59% |
.60% |
| Premium MMA |
|
$10,000.00 Min to open |
|
Tier 1 |
$0.00 - $9,999.99 |
1.24% |
1.25% |
|
Tier 2 |
$10,000.00 - $49,999.99 |
1.74% |
1.75% |
|
Tier 3 |
$50,000.00 & Up |
1.98% |
2.00% |
|
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